PhilHealth, or the Philippine Health Insurance Corporation, is the government-mandated health insurance program that provides financial assistance for healthcare services to Filipino citizens. It was established under Republic Act 7875 in 1995 as part of the National Health Insurance Program (NHIP). This program aims to fulfill the Philippine Constitution’s mandate to protect citizens’ right to health and provide access to quality healthcare services.
What Is Health Insurance?
Health insurance is a system where individuals pay regular contributions or premiums to ensure financial support during medical emergencies. The fundamental principle of health insurance is risk-sharing:
- Contributions from members collectively fund the healthcare needs of others when required.
- Similarly, when a member needs medical assistance, the pooled funds are used to cover their healthcare costs.
This ensures that no one shoulders the financial burden of healthcare alone and that assistance is available when needed.
PhilHealth’s Vision and Mission
Vision
PhilHealth aspires to be the leading government corporation providing a progressive, sustainable, and affordable health insurance system. It also aims to influence the delivery of quality healthcare services accessible to all Filipinos.
Mission
As the steward of public funds, PhilHealth is committed to:
- Expanding universal health coverage to include all Filipinos.
- Ensuring better benefits at more affordable rates.
- Coordinating with members and stakeholders for seamless healthcare delivery.
- Providing systems and information to improve access to quality healthcare services.
Why Choose PhilHealth?
While private companies also offer health insurance plans, PhilHealth remains the most widely utilized health insurance provider in the Philippines. Its affordability makes it accessible to the average Filipino, ensuring even low-income individuals can benefit from healthcare coverage.
How to Maximize PhilHealth Membership
- Become a member. Ensure you are registered with PhilHealth to access its benefits during medical needs.
- Stay updated. Pay your contributions regularly to avoid lapses in coverage.
- Understand your benefits. PhilHealth provides coverage for various medical services, from inpatient care to outpatient treatments and special procedures.
- Coordinate with healthcare providers. Ensure that the hospital or clinic you visit is accredited by PhilHealth to maximize your benefits.
PhilHealth plays a critical role in ensuring that healthcare is affordable and accessible to all Filipinos. By being a member, you not only secure your own health needs but also contribute to a system that helps others during their medical emergencies. Protect your health and financial well-being by enrolling in PhilHealth and staying informed about your benefits
